Chapter 15: Continue Lending Money to Yang Chen

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Yang Chen sat dazedly in the interrogation room when a police officer walked in.

“Yang Chen, just sign your name and you can leave.”

Yang Chen shook his head with a smile. “Sun Changying and Sun Liansheng must come pick me up personally, otherwise I won’t leave.”

The officer nodded and loudly announced in the hall, “Who is Sun Changying? Yang Chen says he will only sign and leave if Sun Changying and Sun Liansheng come to fetch him personally.”

Sun Liansheng stomped angrily and said to his father, “Dad, did you see that? How arrogant is he! He smashed my head, causing our company’s stock to plummet to the limit down. Now that I’m not pursuing charges, he still wants us to come get him personally. He doesn’t even consider us human.”

Li Jun from the Industrial Bank hurried to advise, “Mr. Sun, don’t take it to heart. Think of the bigger picture, the bigger picture.”

Sun Changying exhaled lightly, gritted his teeth, and said, “Yes, the bigger picture… Let’s go. The two of us will go in and ask him out ourselves.”

Sun Liansheng was naturally dissatisfied. Just as he was about to speak, Sun Changying cut him off, “Don’t say anything. You do as I say. If you have anything to say, say it at home.”

Sun Liansheng swallowed back his words and could only reluctantly follow his father into the interrogation room to ask Yang Chen out.

When the Sun father and son arrived, Yang Chen was leisurely leaning back in his chair, feet resting on the table, whistling and swinging his legs.

Seeing Yang Chen so relaxed made Sun Liansheng even angrier, but he could only seethe in silence, powerless to act or speak.

Sun Changying smiled warmly, “Chairman Yang, hello. I am Sun Changying, Chairman of Changhui Group. Pleased to meet you.”

With such courtesy from Sun Changying, Yang Chen responded politely, believing that respect begets respect; if others respected him, he would be courteous, but if they didn’t, he wouldn’t hold back.

Yang Chen stood and shook Sun Changying’s hand with a smile. “Chairman Sun, hello. Please sit. Let’s talk about the Binjiang Garden City project.”

Sun Changying was immediately delighted and quickly took a seat.

“You all know the current situation of Sihai Group. In short, the future is filled with uncertainty. There’s a 3 trillion debt. No matter how much money I make, I won’t be able to repay that in this lifetime, much less have funds to resume production. This project will remain indefinitely stalled. I feel bad for hitting Mr. Sun. Anyway, I’m not afraid of debt — I’ve already carried 3 trillion; a little more won’t scare me. I’m willing to take a loss as compensation to Mr. Sun. Here’s my proposal: Changhui Group sells all its project shares to Sihai Group at a 20% discount. That way, your investment becomes debt. I’ll make some money and repay a bit. Maybe I can settle it in my lifetime, and at worst, you can recover part of your funds. It’s better than the project being abandoned and the land being reclaimed without compensation, where your 30 billion investment would be lost entirely. Even if someone takes over later, by the rules, they’d have to pay half or as low as 30%, and Sihai Group would still have to give up 51%, meaning Changhui Group would suffer a huge loss. What do you think, Chairman Sun?” Yang Chen said with a smile, trying to persuade.

Sun Liansheng immediately exclaimed, “A 20% discount? That’s a 6 billion loss right away! What are you thinking? How can we agree to that?”

Yang Chen smiled and asked, “Is it Chairman Sun or Mr. Sun who makes the decisions at Changhui Group?”

Sun Liansheng looked embarrassed and said to his father, “Dad won’t agree either.”

But the next moment, Sun Changying said, “I agree!”

Sun Liansheng was stunned, mouth agape, and hurriedly tried to persuade, “Dad, are you crazy? Recovering 24 billion from a 30 billion investment, and wasting two years in the process — do you realize how big this loss is?”

Sun Changying’s face grew serious. “Of course I’ve calculated it. If it remains an investment, we might lose everything. But if it becomes Sihai Group’s debt, there’s a chance to get some back. However, I have one condition: I hope that when Mr. Yang makes money, he prioritizes repaying this 24 billion to us. I accept this as a failed investment and take the loss.”

Sun Liansheng quickly urged his father not to act rashly, saying they could still find other investors to take over Sihai Group’s shares. It was not yet time to admit defeat.

Yang Chen laughed heartily, “If you can find someone to take over Sihai Group, the city government and creditors will worship you like a god. They’ve thought of every possible way to solve this; otherwise, how would I, a poor nobody, be made the scapegoat? As for prioritizing repayment, I have no authority to promise that. The banks are watching. If I say I want to repay you first, they’d freeze and redirect the money to pay them first — that’s a certainty. Anyway, I’ve laid out my plan. You decide. I’ve said all I need to; let’s go.”

Sun Changying nodded and rose, following Yang Chen out.

The hall immediately became lively.

“He’s out! He’s out!”

“Good, good, now we can finally relax.”

“Luckily, it won’t affect his earnings tomorrow.”

“Ha ha…”

Yang Chen went to inquire, and the creditors immediately swarmed around him, showering him with warm greetings.

Chairman Gao Han of City Construction: “Chairman Yang, how are you? Are you okay?”

President Li He of Jiangcheng State Guesthouse: “Hungry? Come to the State Guesthouse. Dinner’s on me.”

Industrial Bank President Li Jun: “You did great today. Keep it up. Let’s have dinner tonight — I have something to discuss with you.”

…

Seeing these creditors fawning over Yang Chen, Sun Liansheng felt a painful rage.

“Damn, debtors get treated like this? I should just borrow everywhere and never pay back. I want to be the boss too. Damn!” Sun Liansheng thought bitterly.

It felt like people from the Third Country—thinking if the Dragon Nation people could do it, so could they.

Yang Chen first smiled and said, “Thank you all for your great concern.”

Then his expression shifted, and he sighed, “Honestly, I really want to be detained. If I could be sentenced, even better. Food and lodging included, life’s routine. I wouldn’t have to worry about 3 trillion every day. For me now, that would be the best choice.”

Chairman Li Kang of City Investment hurriedly said, “Chairman Yang, you’re joking. It’s not as comfortable inside as outside. Come, come, tonight you don’t have to worry about anything. We’ll take care of everything. Let’s go to the State Guesthouse for dinner, then karaoke, then a bath and massage. Tomorrow you’ll be refreshed.”

“Ha ha…”

Laughter filled the hall.

Yang Chen smiled, “I’m broke; I can’t treat you.”

Li Kang quickly said, “We’re treating. We said you don’t worry about anything, just enjoy yourself. Leave it all to us. Let’s go…”

Surrounded by the creditors, Yang Chen left without anyone paying attention to the Sun father and son.

“So this is what it’s like to have so many perks for being in debt…” Sun Liansheng thought to himself.

At that moment, Zhang Lei came up fawning.

“Chairman, I booked a private room at the State Guesthouse. Let’s go eat now.”

Sun Changying shook his head. “I’m not going. I’m going back to the hotel to contact shareholders for a video conference. You all go ahead and eat. Come back early after dinner.”

Sun Changying still wanted to accept Yang Chen’s plan—to turn investment into debt. Although uncertain when the debt could be recovered, it was better than a total loss.

Such a big matter needed a discussion with the shareholders. If most agreed, a formal shareholders’ meeting would be called for a vote.

In the private dining room of Jiangcheng State Guesthouse,

Yang Chen and the creditors clinked glasses and enjoyed themselves immensely.

After several rounds of drinks and a variety of dishes,

The bank presidents exchanged glances and began to implement their plan.

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Industrial Bank President Li Jun raised his glass and said, “Chairman Yang, I must apologize. I shouldn’t have doubted your ability. If only we had approved a 1 billion loan for you. Your gains today would have been 400 million, not 40 million! Here’s a toast to you, Chairman Yang. Please don’t take offense.”

Yang Chen smiled. “President Li, you’re too polite. Actually, even if you granted me 1 billion, I wouldn’t be able to use it all to buy those two stocks. Forget it, enough talk, let’s drink.”

They clinked glasses and downed their drinks. Li Jun quickly refilled Yang Chen’s cup. A toast must be more than one drink, at least three.

After three rounds, Yang Chen, who rarely drank strong liquor, felt a burning sensation in his stomach and quickly ate a couple bites.

Just as he had taken two bites, Commercial Bank President Chen Tao stood and said, “I’m also very ashamed and regretful for causing Chairman Yang to lose billions. This drink is to you, Chairman Yang. I promise not to make such mistakes again.”

Yang Chen quickly raised his glass and downed three more with Chen Tao.

Next, Agricultural Bank President Wang Baoguo, Construction Bank President Zhang Qiuming, and Jiangfa Bank President Liu Hai all stood to apologize and toast Yang Chen.

For someone who hardly drank hard liquor, downing over a dozen shots was like being anesthetized. Soon the alcohol hit, and Yang Chen felt dizzy and unsteady.

Li Jun and the others exchanged looks and immediately produced the prepared loan contracts.

“Chairman Yang, we want to top up your loan by 1 billion. Just sign, and the money will be credited tomorrow,” Li Jun said with a smile.

Though heavily intoxicated, Yang Chen was still conscious.

“No, no, I won’t take a loan. I still have to repay Sihai Group’s 3 trillion debt. I can’t take on more loans myself,” Yang Chen refused.

Chen Tao quickly said, “It’s not a personal loan. It’s a loan in Sihai Group’s name. You just sign, stamp tomorrow, and the funds arrive immediately.”

At present, Yang Chen had no other investment projects. Even in the stock market alone, 1 billion was huge; he couldn’t use it all. Holding such high-interest funds in an account would be unwise.

Besides, with his “Short Sell Success” skill, he didn’t need new capital to operate stocks.

“No, no, the interest is too high. Taking so much loan isn’t cost-effective,” Yang Chen refused again.

Construction Bank President Zhang Qiuming said, “Chairman Yang, you worry too much. Look at how hard you work to make money and repay debts. How could we charge you interest? Not a penny. Take it and use it freely.”

The bank presidents exchanged glances and signaled the other creditors, who quickly joined in persuading Yang Chen to accept the loan.

“Chairman Yang, just take it. If you don’t use it, you can pay it back later. Besides, there’s no interest.”

“Yes, yes, find projects to invest in. If none, just hold it. No interest, no pressure.”

“Come, let’s all toast Chairman Yang, asking him to accept this loan.”

…

The creditors raised their glasses together, waiting for Yang Chen’s response.

What a world this is.

Already burdened with 3 trillion in debt, yet still coaxing and tricking him into taking more loans.

Sigh…

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